Pioneering in factoring financing / account receivable purchase (ARP), PT. IFS Capital Indonesia (IFSI) was incorporated in Jakarta in 1990 under the name of PT. Niaga Factoring Corporation (NFC) as a joint venture company between PT. Bank Niaga Tbk, PT Usaha Sarana Sejati, and IFS Capital Limited. IFS Capital Limited became major shareholder in November 2005 and changed IFSI’s name to PT. IFS Capital Indonesia on June 14, 2007.

PT. IFS Capital Indonesia (“IFSI”) provides Factoring (ARP), Leasing and Property Based Loan Services for small and medium enterprise. IFS Group’s experience in the factoring business allows IFSI to provide international factoring (ARP) services for exporters and importers in Indonesia, in collaboration with IFS Capital Singapore. Please refer attached for reference on other subsidiaries write up.

Note :
IFSI Under the supervision of OJK, IFSI is also a member of the Association of Indonesian Financing Companies (APPI).

Our mission is to ensure that all creditworthy small-and-medium enterprises and individuals have access to capital and protection through simple and affordable solutions.

1. Do the right thing
   We hold ourselves to high ethical standards in order to build our company to be a force for good within our communities.
   We deeply value honesty, welcome constructive disagreement, and insist on personal accountability.
2. Operate with a growth mindset
   We strive to develop our talents and abilities continuously through active learning and taking on increasing responsibilities, in order to achieve greater success for ourselves and our company in the long run.
   We do not allow existing limitations to confine our creativity and aspirations.
3. Drive results
   We set ambitious objectives for our business drivers and evaluate our performance honestly and regularly.
   We commit to continuous improvements in our products and services in order to find new ways to serve our clients and stakeholders through business cycles.
4. Build and maintain trust
   We understand that trust is difficult to gain, but easily lost.
   We strive for positive-sum outcomes in all our dealings over time.
5. Think and act like owners
   We take personal ownership of our mission.
   We have a responsibility to ourselves and our stakeholders to be a profitable and enduring company through high-quality decision-making, balanced, balanced risk-taking, and financial prudence.